Homeowners Insurance in and around Saint Charles
Homeowners of Saint Charles, State Farm has you covered
The key to great homeowners insurance.

Would you like to create a personalized homeowners quote?
- st charles
- st louis
- st peters
- cottleville
- clayton
- ladue
- wentzville
- o'fallon
- lake st louis
- maryland heights
Insure Your Home With State Farm's Homeowners Insurance
Everyone knows having fantastic home insurance is essential in case of a fire, ice storm or tornado. But homeowners insurance is about more than covering natural disaster damage. An additional feature of home insurance is its ability to protect you in certain legal situations. If someone has an accident on your property, you could be held responsible for their medical bills or their lost wages. With adequate home coverage, these costs may be covered.
Homeowners of Saint Charles, State Farm has you covered
The key to great homeowners insurance.

Agent Zach Plackemeier, At Your Service
That’s why your friends and neighbors in Saint Charles turn to State Farm Agent Zach Plackemeier. Zach Plackemeier can help clarify your liabilities and help you select the smartest policy for you.
Let us help with the details of insuring your home with State Farm's excellent homeowners insurance. All you need to do to get started is reach out to Zach Plackemeier today!
Have More Questions About Homeowners Insurance?
Call Zach at (314) 921-7900 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Community and urban gardening
Community and urban gardening
Community and urban gardens are an excellent place for growing fresh food. Learn how to secure your garden plot and how to make the most of your space.
Reduce your home’s carbon footprint with solutions for a more sustainable home
Reduce your home’s carbon footprint with solutions for a more sustainable home
State Farm teams up with WattBuy to calculate your home carbon footprint and find renewable energy options in your area.

Zach Plackemeier
State Farm® Insurance AgentSimple Insights®
Community and urban gardening
Community and urban gardening
Community and urban gardens are an excellent place for growing fresh food. Learn how to secure your garden plot and how to make the most of your space.
Reduce your home’s carbon footprint with solutions for a more sustainable home
Reduce your home’s carbon footprint with solutions for a more sustainable home
State Farm teams up with WattBuy to calculate your home carbon footprint and find renewable energy options in your area.